Joban graduated from high school and received a $5,000 as a graduation gift from his uncle. He just heard a guy in his dorm who invested in a software company and made a huge profit in a few months. Joban is considering investing his $5,000 in the company. Joban has a large balance on his credit card. Joban has a part-time job, but spends all of the money he earns. He also does not understand how investing works.
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